New Kia Lease vs. Auto Loan | Shaker's Kia | Watertown, CT

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Shaker's Kia

1230 Main Street
Directions Watertown, CT 06795

  • Sales: 860-484-7156
  • Service: 860-484-7841
  • Parts: 860-484-7841

Unsure Whether to Lease or Finance a New Kia? Both Methods Have Advantages at our Watertown Dealership

Shaker's Kia of Watertown, CT is currently offering a number of incentive offers on current Kia models, including our Forte, Cadenza, K900 and Optima sedans; our Forte Koup, Rio and Soul hatchbacks; our Sorrento and Sportage crossover SUV models; and our Sedona minivan.

Regardless of which option you choose, Shaker's Kia offers choice, flexibility, and one-stop shopping for drivers in Watertown, Waterbury, Bristol, Naugatuck and Milford, CT. In either case, you can receive paperless statements that are convenient, secure and eco-friendly, and you have access to account information whenever you need it.

Leasing a New Kia From Our Dealership Near Waterbury

There several benefits to leasing a new Kia. First of all, monthly lease payments are usually lower than monthly loan payments for the same term, because your monthly payment includes the vehicles use and the expected depreciation that occurs only during the term of the lease.

With a shorter-term lease - e.g., three years - you can also enjoy driving a new Kia more frequently. Leasing also gives you flexibility and options - at the end of the lease term you can roll over into a new Kia, or choose to buy the one you've grown to love.

Finally, leasing a Kia minimizes repair cost. Many people lease just for the length of time the manufacturer's warranty is in effect, which means most repairs are covered.

Financing You New Kia With a Car Loan in Connecticut

The biggest plus about financing a new or used Kia is that you are paying to own your car, not just use it for a few years. It's all yours once your final payment has been made. You can also drive an unlimited number of miles - this can be an important factor to consider if you typically drive more than 12,000 - 15,000 miles annually.

You can also modify or repaint the car, or install custom equipment, as you see fit. Perhaps most importantly, if you're financing, you will receive the full benefit of your car's trade-in or resale value when it's time for a new vehicle.

Our Finance & Lease Experts Near the Waterbury Area Are Here to Help

Our knowledgeable and experienced specialists in our finance center at Shaker's Kia are ready to answer any questions you have about the benefits of financing or leasing. You can even pre-apply using our online finance application. After you're done, stop by our Watertown showroom today, or call (860) 484-7156 to schedule an appointment to come in and talk.